General form of registration statement for all companies including face-amount certificate companies

9. STOCK-BASED COMPENSATION (Details - Assumptions)

v3.2.0.727
9. STOCK-BASED COMPENSATION (Details - Assumptions) - 12 months ended Dec. 31, 2014 - $ / shares
Total
Employees  
Volatility 103.48%
Risk-free interest rate 1.81%
Expected term 5 years 3 months 25 days
Dividend rate 0.00%
Fair value per share on grant date $ 2.21
Non-Employess  
Volatility 96.69%
Risk-free interest rate 2.31%
Expected term 10 years
Dividend rate 0.00%
Fair value per share on grant date $ 2.45